Spray Foam Insulation the Downsides

Spray foam insulation is widely used throughout the UK. But is it the best choice for home

insulation? Not if you are looking to get a mortgage, sell, or refinance a property.

Spray foam insulation is a popular choice in the UK. However, you should consider the

downsides. Spray foam insulation removal may be necessary should you want to buy, sell,

or re-mortgage a property with this type of insulation. The work must be done by a reputable

company too.

Firstly, what is spray foam insulation?

Spray foam insulation is used on the underside of breathable and non-breathable roof

membranes and felts. Although the insulation has been used for several decades, your

property’s value may be negatively impacted today. Many mortgage companies as well as

other lenders will not consider applications for properties with spray foam insulation.

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The Many Downsides to Using Spray Foam Insulation?

As previously mentioned, UK mortgage lenders as well as equity release companies will not

consider applications on properties where spray foam insulation is used. Moreover, there are

reports where properties had their roofs replaced to meet a lender’s requirements. In short,

spray foam insulation removal must be carried out by professionals namely a respected

company like Spray Foam Removal Ltd.

Spray Foam Insulation Can Devalue Your Property

While some lenders may still consider the use of spray foam insulation as an acceptable improvement to properties, too many other mortgage lenders do not. The fact that spray foam has been used on homes and other UK properties for over 30 years, does not mean it is or has been the best choice.

Should more lenders refuse to consider properties with spray foam for insulation, it may

result in the following:

• Your property is harder to sell or re-mortgage
• The value of your property may be negatively impacted
• A roof replacement may be required to secure a mortgage or financing

In a nutshell, you could end up having to cope with spray foam insulation mortgage problems should you want to sell or re-mortgage a property. There are many reasons for this including the fact the foam can be a fire hazard. The insulation can be the death of your roof. As such, you may need to consider contacting a spray foam insulation removal company before applying for any sort of finance.

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Spray Foam Insulation Can Make a Property Harder to Sell

When it comes to selling your property, spray foam insulation may see a buyer pulling out. Buyers may pull out because the mortgage lender insists the property undergoes a total roof replacement. This costly expense would be down to you to finance whether directly or by agreeing to a price reduction on the property. Either way, the type of insulation could lose you the sale.

Having spray foam insulation removed may be necessary but well worth the effort and cost. It takes away any headaches you may have regarding the value of your property. In short, when you want to sell or re-mortgage, you can do so without worrying a lender may turn you down because your property has spray foam for insulation. Lastly, spray foam insulation removal will help ensure the value of your property does not go down.

Spray Foam Insulation Removal: The Process

A lender may not accept your loan application because of spray foam insulation. However, the solution is to contact a spray foam removal company.

The reason lenders and mortgage companies do not like lending on properties with spray foam insulation is because of the unseen damage caused to roof timbers. The best solution to the problem is to contact a reputable spray foam insulation removal company and have the offending insulation removed. It can then be replaced with a more efficient type of insulation and one that meets British standards.

Spray Foam Insulation Removal: The Process

The process of removing spray foam insulation from a property’s roof is never easy and when professionally carried out, the process is labor intensive. However, if it means a lender will look favorably on your loan application, the mess, the cost, and the effort is extremely worthwhile.

A competent company will remove the spray foam from all your roof timbers which allows them to breathe because of improved airflow. When the work is carried out by a reputable company, it may involve removing existing roof tiles too. As such, the process may take a little longer. But the good news is that this should not affect the total cost. A reputable spray foam insulation removal firm will always carry out a detailed internal survey prior to pricing a job. As such, the cost of spray foam insulation removal is known from the outset.

Another positive of employing the services of a competent foam spray insulation removal company is that when the foam is removed from all roof timbers, everything is thoroughly cleaned. Once this is achieved, as previously mentioned, new insulation that meets British standards is installed which means your loan application will not be turned down due to spray foam insulation issues.

Getting Help with Spray Foam Insulation Removal is the Best Option

You can find many spray foam removal products on the market. However, having an expert carry out the process means the removal will be done thoroughly and correctly. In short, the spray foam is removed without causing any further damage to roof timbers and walls. When an expert does the work it ensures the results meet a potential lenders’ requirements. This is due to the lender’s surveyor report being closely followed.

Why Choosing a Reputable Spray Foam Insulation Removing Company Works

You will find many spray foam insulation removal companies by simply Googling your needs. However, choosing a competent company means the process will be:

·       Professionally assessed before a quote is provided

·       Although the work is labor intensive, a competent company ensures the work is carried out in a timely manner without leaving any stone unturned

·       The work is messy. However, a reputable company of spray foam removal in Scotland ensures any mess made is cleaned up when the work is completed

Should you choose to have the work carried out by a company that rushes to get the foam removed, you may face further costs. You may have to pay for any damage they do on top of having the spray foam insulation removed. In short, getting the work done by a competent spray foam insulation removal company in the first place can make lighter work of the process.